2020 Champion LifeSmarts student teams announced by National Consumers League

April 28, 2020

Student competitors best in states in national consumer literacy education / scholarship program

Contact: National Consumers League – Carol McKay, carolm@nclnet.org, (412) 945-3242 or Taun Sterling, tauns@nclnet.org, (202) 207-2832

Washington, DC—The National Consumers League (NCL) has announced the 2020 Champion student teams that took first place in their states’ LifeSmarts 2019-2020 competitions and have earned a place at the next National LifeSmarts Championship. LifeSmarts, a consumer education competition that challenges teens in grades 9-12 about personal finance, health and safety, the environment, technology, and consumer rights and responsibilities, is a 26-year-old program sponsored by NCL.

Due to the coronavirus pandemic, the 2020 National LifeSmarts Championship was cancelled, but NCL is celebrating the teams of students who came in first in their states and would have competed for the 2020 national title. Due to the students’ success this year, all state champion and special Wild Card teams have qualified to compete at the 2021 National LifeSmarts Championship, which will be held in Cincinnati April 17-20, 2021.

“We are so proud of these students from across the country, who beat out thousands of other teens in order to take their state titles,” said LifeSmarts Program Director Lisa Hertzberg. “We look forward to coming together next spring to finish out the competition and determine the 2020 National Champion team.”

LifeSmarts is an education and scholarship program run by the Washington, DC-based National Consumers League (NCL), the nation’s oldest consumer advocacy organization. It competitively tests high school students’ consumer and personal finance knowledge. LifeSmarts is available in all 50 states, the District of Columbia, and in partnership programs with student leadership programs FBLA, 4-H, and FCCLA.

Long-time Indiana-based coach Diane Slaven, an instructor from Franklin County High School, was named the 2020 LifeSmarts Coach of the Year. In the words of the students who nominated Slaven:

Coach Diane Slaven and team in 2019“Mrs. Slaven sees LifeSmarts as an organization that teaches students things that they will need in their lives, that they aren’t necessarily exposed to in school. That is the reason why she is so invested and has given back to LifeSmarts as a coach for so many years. Mrs. Slaven is dedicated to the success of each student, not only in LifeSmarts but in our lives as well. Mrs. Slaven has led many teams to National Competitions throughout the years and has not failed to highly motivate and prepare each team. I think this says a lot about how caring and dedicated she is. She juggles the duties of LifeSmarts along with being department head of the business department. This year Mrs. Slaven is retiring, and is so deserving of this great honor due to everything she has given to us, and LifeSmarts throughout the years.”

In the 26 years that LifeSmarts has been educating high school and middle school teens on consumer issues, it has grown dramatically, with more than 3 million consumer questions answered at LifeSmarts.org in the online competition during the 2019-2020 program year.

“NCL’s LifeSmarts program is allowing us to rear a generation of consumer-savvy teenagers who often outsmart their parents on issues related to avoiding fraud, credit and debt, and complicated healthcare decisions,” said NCL Executive Director Sally Greenberg.

To learn more about the program, contact NCL’s Lisa Hertzberg at lisah@nclnet.org.

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About LifeSmarts and the National Consumers League

LifeSmarts is a program of the National Consumers League. State coordinators run the programs on a volunteer basis. For more information, visit: www.lifesmarts.org, email lifesmarts@nclnet.org or call the National Consumers League’s communications department at (202) 835-3323.

The National Consumers League, founded in 1899, is America’s pioneer consumer organization. Our mission is to protect and promote social and economic justice for consumers and workers in the United States and abroad. For more information, visit www.nclnet.org.

Lessons from pandemic life: we all need the option of paper notice

Jim Haigh leads education and development efforts at Keep Me Posted North America, an advocacy organization focused on the mission of consumer choice in essential communications.

It was only last year that a whopping 86 percent of U.S. consumers expressed the desire of having a choice for how they receive important information from the companies they do business with. For critical correspondence such as bills and statements, the overwhelming majority want the option of paper or electronic delivery, and the ability to control their preferences.

But as consumers trapped in the digital divide have pleaded for communications choices and relief from punishing paper fees, more and more companies have prioritized digital-first approaches to conducting business including how they send legal notice of account, tacking on new charges along the way. It might have been easy for some demographics and geographic regions to overlook this important issue, having taken for granted the luxury, convenience and complacency of a digital world where everything always just works amazing in a click. 

But the calamities we are all seeing and experiencing—as new realities unfold have changed all of that. With government and company websites crashing, servers overloading, networks slowing, transactions halted, records quarantined, Americans—and the world—are waking up daily to a new appreciation of the need to have paper options. Failsafe analog backups, like physical bank records or medical histories, become a necessity as untold millions try to apply for emergency aid and assistance, complete their tax filings or take care of their health. Or cast their vote and complete the Census.

The digital divide has always been here, but too often hiding in plain sight. As schools across the country attempted to roll out remote learning, the widespread lack of access to affordable connectivity spanned from rural to urban to everywhere in between. The same widespread gaps true of home computers, tablets, and devices able to run the latest applications or function across important websites. The nation watched as people stood unsafely in lines to get paper forms because digital options foreclosed. With stores closed or stay-at-home ordered to populations, suddenly even basic supplies overlooked like ink, toner, batteries for devices and broken devices waiting for repair, all combine to give everyone an unwelcome taste of the great digital divide we all share.

Now that so many of us are on the same page, it’s a perfect time to highlight the efforts of the Keep Me Posted North America campaign to restore and sustain consumers’ choice in how they receive important information—on paper or electronically—from their service providers. National Consumers League is an active member of the non-profit KMP coalition of consumer groups, charities and businesses, and champions their mission and efforts to ensure that every consumer in North America has the option of both paper and digital communications—free of charge—from the companies they routinely do business with.

KMP’s advocacy, resources, and tools are crucial for all consumers to have the facts and a strong, united voice. It is up to all of us to build grassroots support and influence service providers directly. Together, we are making a difference.

Please join with KMP in urging banks, utilities, telecommunications, and all recurring service providers to take action proactively to benefit customers now during the pandemic and beyond by adopting the Keep Me Posted Best Practices for communications choice in essential customer communications. Together we ask that they fully treat bills and statements as true notice of account. In so doing, they will transparently provide a range of paper and digital options, honor preferences, seek consent for changes, and pose no barriers for customers needing to switch back or forth from digital to paper notice—without any additional fees charged for either form of delivery. 

Let’s all help companies understand the bargain: for less than seventy cents per account per month, customers will have the unfettered access to all the account information they need, how they need it, in whatever form they need it at their moment in this crisis we all share in together. And furthermore, empowering consumers with that flexibility of seamless access and delivery of paper and electronic account information will probably pay dividends as a sound investment—in customer retention, and measurable savings in customer service down the road.

About Keep Me Posted North America

Keep Me Posted advocates for the right of every consumer in North America to choose, free of charge, how they receive important information—on paper or electronically—from their service providers. KMP is a coalition of consumer groups, charities, and businesses that are committed to protecting consumer access to paper-based communications at no extra charge. These consumers include older adults, the disabled, low-income households without computers, printers or broadband service, and people in rural areas where unreliable internet access is common.

For more information on how to support KMP or to become a member, visit our website at keepmepostedna.org, or follow us on Twitter, Facebook, or LinkedIn.

 

McKinley Tech High School Wins 2019 National Consumers League’s Washington, DC LifeSmarts Competition

March 3, 2020

Students will represent the District in the 26th Annual National LifeSmarts Championship in April

Contact: National Consumers League – Carol McKay, carolm@nclnet.org, (412) 945-3242 or Taun Sterling, tauns@nclnet.org, (202) 207-2832

Washington, DC— LifeSmarts announced today that McKinley Tech High School’s Phoenixes Team was named the winner of the 2020 Washington, DC LifeSmarts Competition. The competition, hosted by the University of the District of Columbia David A Clarke School of Law, and the National Consumers League (NCL), tested local high school teams, comprised of teens in grades 9-12, about personal finance, health and safety, the environment, technology and consumer rights and responsibilities. McKinley Tech Phoenixes will represent Washington, DC at the 26th annual National LifeSmarts Championship in April in Crystal City, VA. Comcast, a sponsor of the competition, awarded the team a $5,000 scholarship for travel expenses. 

“We were very excited to host the competition for DC once again this year. Students learn valuable skills and become savvy consumers by showcasing their knowledge in LifeSmarts competitions,” said Sally Greenberg, NCL Executive Director.

During the competition held Friday, February 21, local high school teams from Columbia Heights Educational Campus; McKinley Technical High School; and the UPO Power Program competed individually and in buzzer-style matches, answering questions about consumer issues that impact everyday life.

“LifeSmarts asks relevant, tough questions. Many adults don’t know the answers. LifeSmarts prepares young people to be stronger, more assertive participants in our economy. I’m proud of our DC LifeSmarts students,” said Bill Cocke, the Washington DC LifeSmarts Coordinator.

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About LifeSmarts

LifeSmarts is a program of the National Consumers League. State coordinators implement the program locally. For more information and to register a team, visit: LifeSmarts.org, email lifesmarts@nclnet.org, or call the National Consumers League’s communications department at (202) 835-3323. The National Consumers League, founded in 1899, is America’s pioneer consumer organization. NCL’s mission is to protect and promote social and economic justice for consumers and workers in the United States and abroad. For more information about NCL, visit nclnet.org.

 

Florence Kelley is smiling down upon Congress this week

NCL’s Florence Kelley, the towering reformer who headed the League from its first days in 1899 until her death in 1932, is surely smiling upon the U.S. House of Representatives this week.

In her time, Kelley worked tirelessly to pass federal anti-lynching laws in the United States. She was a powerful voice for racial justice and was raised in a fiercely abolitionist Quaker family. But she ran into enormous opposition and was continually angered and frustrated by the inability to get the federal proposal – the Dyer Anti-Lynching Bill – through Congress.  This legislation was first introduced in 1918 by Representative Leonidas C. Dyer, a Republican from St. Louis, Missouri, in the United States House of Representatives; the Act made lynching a federal crime. The Dyer Act did pass the U.S. House of Representatives in 1922, but was halted in the Senate by a filibuster by white supremacist Southern Democrats. In fact, since 1918, there have been 200 attempts to pass federal anti-lynching bills in the U.S. Senate.

But this week something historic took place. In a rare show of bipartisan support, the U.S. House of Representatives passed the federal Emmett Till Anti-lynching Act (H.R. 35), by a landslide 410 – 4 margin, named after 14-year-old Emmett Till, who was lynched in Mississippi in 1955. I’ve been to the Courthouse where his murderers were acquitted and have seen the tiny grocery store in Money, MS where he was accused of his crime: whistling at a white woman. It took nearly 100 years to fully turn around public opinion and gain overwhelming support for the idea that lynching should be—must be—recognized as a federal crime. Something Kelley always knew and supported.

The Senate has already passed its version Justice for Victims of Lynching Act (S. 488). In fact, the Senate bill passed by unanimous consent in December 2018 and again in February 2019, but because the House and Senate bills still have different titles and numbers, additional action is needed in the Senate before the legislation can go to the President’s desk. 

House Majority Leader Steny Hoyer reports that he expects President Trump to sign the bill into law shortly thereafter.    

Lynching plagued and terrorized mainly African Americans – but also Native Americans, Jews, Asians, and many others for so many decades. It’s a form of vigilante “justice” in which victims are kidnapped and executed in public, often by hanging, as punishment for suspected crimes or as a warning to others. According to the NAACP, there were 4,472 lynchings between 1882 and 1968, most of them involving blacks killed at the hands of white mobs. The House bill describes lynching as “a pernicious and pervasive tool that was used to interfere with multiple aspects of life — including the exercise of Federally protected rights,” and prohibits “conspiracies to violate each of these rights.” 

We owe a debt of gratitude to the House sponsor Representative Bobby Rush (D-Il) and Senate sponsors Sen. Cory Booker (D-NJ) Sen. Kamala Harris (D-CA), and Sen. Tim Scott (R-SC) for their leadership.

As Senator Booker noted, “Today brings us one step closer to finally reconciling a dark chapter in our nation’s history.” “Lynchings were used to terrorize, marginalize, and oppress black communities – to kill human beings in order to sow fear and keep black communities in a perpetual state of racial subjugation. If we do not reckon with this dark past, we cannot move forward. But today we are moving forward. Thanks to the leadership of Rep. Rush, the House has sent a clear, indisputable message that lynching will not be tolerated. It has brought us closer to reckoning with our nation’s history of racialized violence. Now the Senate must again pass this bill to ensure that it finally becomes law.”

At the National Consumers League and in honor of our first leader Florence Kelley, we applaud that justice is finally done with the passage of the nation’s first law making lynching a federal crime.

Florence Kelley and women’s suffrage at the National Archives

Today the National Consumers League staff is visiting the exhibit at the National Archives entitled Rightfully Hers: American Women and the VoteAs many are aware, 2020 marks the 100th anniversary of women’s right to vote in the United States. In 1920, American democracy dramatically expanded when the newly ratified 19th Amendment to the U.S. Constitution prohibited the states from denying the vote on the basis of sex.  

As the exhibit notes, “The U.S. Constitution as drafted in 1787 did not specify eligibility requirements for voting. It left that power to the states. Subsequent constitutional amendments and Federal laws have gradually restricted states’ power to decide who votes. But before 1920, the only constitutional restriction prohibited states from barring voters on the basis of “race, color, or previous condition of servitude. States’ power to determine voter eligibility made the struggle for women’s voting rights a piecemeal process.” So the 19th Amendment was critically important because we no longer had to rely on states to grant women the right to vote. It became mandatory.

The National Consumers League, led by the towering reformer Florence Kelley, was a leading voice for women’s suffrage long before ratification of the 19th Amendment. In February 1898, Kelley wrote a paper entitled “The Working Woman’s Need of the Ballot,” which was read at hearings on “the philosophy of the [women’s suffrage] movement.

As Kathryn Kish Sklar points out in her biography of Kelley – Florence Kelley and the Nation’s Workconducted by the U.S. Senate Special Committee on Women’s Suffrage: “No one needs all the powers of the fullest citizenship more urgently than the wage-earning woman …. Since she was “cut off from the protection awarded to her sisters abroad” but had no power “to defend her interests at the polls.” Kelley argued this impaired her standing in the community and lowered “her value as a human being and consequently as a worker.”

Florence Kelley and her fellow Progressive Era reformers led the fight for women’s suffrage in speeches, reports, and testimony before Congress. We thank them for their bravery and refusal to back down in the face of brutal opposition from many forces and we celebrate with them this 100th Anniversary of the 19th Amendment as we enjoy and take in all that this exhibit has to offer. Thanks to the National Archives and our dear friend Professor Robyn Muncy of the University of Maryland, who co-curated the exhibit with the Archives’ Corinne Porter.

New National Consumers League podcast We Can Do This! explores current, historic socioeconomic reform in America

January 16, 2020

Media contact: National Consumers League – Carol McKay, carolm@nclnet.org, (412) 945-3242 or Taun Sterling, tauns@nclnet.org, (202) 207-2832

Washington, DC—The National Consumers League (NCL), the nation’s pioneering worker and consumer advocacy organization, has launched a podcast called We Can Do This!, produced by District Productive and hosted by NCL Executive Director Sally Greenberg and other members of NCL policy staff. 

In We Can Do This!, NCL and justice-minded, expert guests explore current socioeconomic issues at the heart of American political and cultural battles before a backdrop of the historic and ongoing advocacy and activism that help pave the way for meaningful policy reform. 

We Can Do This! episodes span the breadth of NCL’s wide mission and issues, including; healthcare, data and privacy, food and nutrition, labor, finance, and other topics. 

A first batch of episodes featuring individuals who are helping to shape the nation’s social and economic reforms have been released:   

E1-2: Crashing through the glass ceiling with two dynamos of women’s rights law—parts 1-2 

With Judith Lichtman, president emeritus and senior advisor of the National Partnership for Women and Families and Marcia Greenberger, founder and co-president of the National Women’s Law Center 

E3: Ending the scourge of child labor 

With Kailash Satyarthi, anti-child labor crusader and Nobel Laureate 

E4: Measles, it ain’t over until it’s over 

With Dr. Linda Fu, general pediatrician at Children’s National Health System 

E5: Sorry, fair pay and a safe workplace aren’t on the menu 

With Diana Ramirez, federal senior policy advocate at Restaurant Opportunities Center (ROC United) 

These five episodes are available now on Apple Podcasts and Google Podcasts, and the remainder of the 11-episode series will be released in early 2020. 

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About the National Consumers League (NCL)

The National Consumers League, founded in 1899, is America’s pioneer consumer organization. Our mission is to protect and promote social and economic justice for consumers and workers in the United States and abroad. For more information, visit www.nclnet.org.

The National Consumers League mourns the untimely death of Congressman Elijah Cummings

October 17, 2019

Media contact: National Consumers League – Carol McKay, carolm@nclnet.org, (412) 945-3242 or Taun Sterling, tauns@nclnet.org, (202) 207-2832

Washington, DC—The National Consumers League (NCL) is saddened by the untimely death of statesman and U.S. Representative Elijah Cummings. Rep. Cummings was admired by friend and foe alike, an honest broker and legislative giant who chaired the House Oversight and Reform Committee and who never forgot his humble roots as the son of sharecroppers.

Rep. Cummings was in his 13th term serving as a representative of the Baltimore, MD community. As a member of the Maryland House of Delegates (1983 to 1996), he became the youngest chairman of the Legislative Black Caucus. Cummings campaigned tirelessly for stricter gun control laws and help for those addicted to drugs.  

Congressman Cummings often said that “our children are the living messages that we send to a future we will never see.” In that vein, he was committed to ensuring that the next generation has access to quality healthcare and education, clean air and water, and a strong economy defined by fiscal responsibility. 

He served as the Chairman of the Committee on Oversight and Reform, seeking to identify appropriate reforms that prevent waste, fraud, and abuse and that ensure government programs meet the needs of the American people. 

In recent months, Cummings had become a leader in President Trump’s impeachment inquiry: he didn’t hesitate to show anger, outrage, or disappointment in the actions and behavior of the administration officials. He strongly and vocally opposed the presidency of Donald Trump and was sued by President Trump in attempts to keep his business records secret. Most recently, Cummings was called upon to defend his constituents in Baltimore when President Trump made disparaging remarks about the city.  

“The whole nation will miss this remarkable man, who stood up to bullies, defended the rights of the less fortunate and underserved, but maintained his dignity and was always a gentleman and peacemaker—no matter what an opponent had to say about him and his district,” said NCL Executive Director Sally Greenberg.

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About the National Consumers League

The National Consumers League, founded in 1899, is America’s pioneer consumer organization. Our mission is to protect and promote social and economic justice for consumers and workers in the United States and abroad. For more information, visit www.nclnet.org.

The National Consumers League applauds House passage of FAIR Act

September 30, 2019

Bill would ban forced arbitration clauses in consumer and worker contracts

Media contact: National Consumers League – Carol McKay, carolm@nclnet.org, (412) 945-3242 or Taun Sterling, tauns@nclnet.org, (202) 207-2832

Washington, DC—The National Consumers League is applauding the groundbreaking legislation passed in the U.S. House of Representatives to restore legal rights to millions of American workers and consumers.

By a vote of 225-186 September 27, the House adopted the *Forced Arbitration Injustice Repeal (FAIR) Act, banning companies from forcing workers and consumers to resolve legal disputes in private arbitration—a forum essentially controlled by the company with no judge, no jury, and no oversight.

These clauses have become ubiquitous in employment and consumer contracts, “take or leave it” contracts of adhesion that make it impossible for workers to sue their bosses in court for sexual harassment, racial discrimination, wage theft, and nearly anything else or consumers to sue when a product proves dangerous, falsely advertised or marketed or violation of privacy or other rights. Arbitration is a rigged system where workers and consumers are *less likely to win their cases in private arbitration, and when they do win, they tend to get *much less money than they would in court.

Outlawing forced arbitration would restore access to the courts to more than 60 million U.S. workers who have signed away their right to sue.

“Arbitration is one of the central ways in which corporate America has rigged the system against middle class families, working people,” Rep. Rosa DeLauro (D-CT) said Friday on the House floor.

The bill will likely face some resistance from Republicans in the Senate, but passing it in the House is a victory for workers and consumers. “It’s about time our House of Representatives stood up for democracy and the little guy,” said Sally Greenberg, NCL executive director. “We thank Majority Leader Nancy Pelosi and members of the House Judiciary Committee for their leadership to move this bill and restore consumer and worker rights and hold corporate wrongdoers accountable.”

As Greenberg noted, “Forced arbitration clauses are toxic for companies and employees; they embolden companies to break the law with impunity, knowing they will never be held accountable because they cannot be sued in most democratic institution in the American democracy -our courts. Passage of the FAIR Act is an essential step to this end run around protecting the rights o average Americans.”

Forced Arbitration Injustice Repeal Act, briefly explained (Source: Vox)

The FAIR Act, introduced by Rep. Hank Johnson (D-GA) and Sen. Richard Blumenthal (D-CT), would ban businesses from forcing workers and consumers to give up rights through mandatory arbitration clauses. It would also invalidate current agreements that have already been signed, but only for disputes that come up after the law goes into effect.

The same bill was before the House last year, but did not get support from Republicans, who controlled the chamber at that time.  This time around, the challenge will be to get it through the Senate. But Republican senators, including Lindsey Graham (R-SC), have recently shown an interest in curbing forced arbitration.

NCL applauds the House of Representatives for this historic vote and for its support for consumer and worker rights. We urge the Senate to move with dispatch, pass the bill and send it to the President’s desk for signature and enactment.

*Links are no longer active as the original sources have removed the content, sometimes due to federal website changes or restructurings.

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About the National Consumers League

The National Consumers League, founded in 1899, is America’s pioneer consumer organization. Our mission is to protect and promote social and economic justice for consumers and workers in the United States and abroad. For more information, visit www.nclnet.org.

LifeSmarts launches 2019-20 season with new scholarship, community service opportunities for teens

September 18, 2019

Millions of student leaders have gained real-world knowledge through the program 

Media contact: National Consumers League – Carol McKay, carolm@nclnet.org, (412) 945-3242 or Taun Sterling, tauns@nclnet.org, (202) 207-2832

Washington, DC–Today marks the official launch of the 2019-2020 season of LifeSmarts, with a new competition going live at LifeSmarts.org. LifeSmarts, a program of the National Consumers League (NCL), is a national scholarship competition and educational program for middle-school and high-school students that tests knowledge of real-life consumer issues and is helping to create a future generation of consumer-savvy adults.

“We are very excited to launch this season of LifeSmarts,” said national Program Director Lisa Hertzberg. “For more than 25 years, LifeSmarts has given students the skills they need to succeed as adults. We’ve seen more than 1.5 million students gain knowledge, confidence, leadership capabilities, and team-building skills. The competition is fun, and the impact of LifeSmarts is life-long.”

LifeSmarts focuses on five main content areas:

  • consumer rights and responsibilities
  • personal finance
  • technology
  • health and safety
  • and the environment

Students are quizzed on their knowledge of these subject areas during online competition. Top-performing teams then advance to statewide competitions, and state champion teams as well as several wildcard teams advance to the national championship held each year in a different American city. The 2020 National LifeSmarts Championship will take place in the Washington, DC area April 25-28, 2020. Winning team members receive scholarships and other prizes.

Last year, students answered more than 3.5 million consumer questions about credit reports, recycling, nutrition, social media, state lemon laws, and everything in between. In April, the LifeSmarts state champion team from Barrington, Rhode Island, took home top honors at the 25th anniversary event in Orlando, Florida.

In addition to online, state, and national competitions, LifeSmarts recognition and awards occur throughout the program year:

  • Teams of students vie for cash prizes in the online TeamSmarts quiz, which focuses on a specific LifeSmarts content area each month from September through February.
  • Classroom mentor programs: Five $1,000 scholarships are awarded each winter to winning LifeSmarts students who become Safety Smart Ambassadors, using LifeSmarts content and UL’s Safety Smart modules to present safety messages to younger children in their communities.
  • Partnering with FBLA (Future Business Leaders of America), 4-H, and FCCLA (Family, Career, and Community Leaders of America), LifeSmarts complements these organizations’ projects, judging events, competitive events, and activities. LifeSmarts offers special opportunities for members of these student leadership organizations.
  • A new quest is open for middle school participants focusing on lithium ion button cell batteries and the risks and hazards they pose to young children. This team-building and leadership opportunity will culminate in a PSA contest among middle school LifeSmarts This project is sponsored by UL’s XPLORLABS, which helps students and teachers solve problems through science and engineering to become part of the movement to make the world a safer place.
  • Thanks to a long-standing partnership with Western Union, high school LifeSmarts participants have the opportunity to educate older citizens to avoid fraud. These LifeSmarts Fraud Ambassadors will highlight common advance-fee and fake check scams, demonstrating that education is the best protection against fraud.
  • A LifeSmarts student will win a $2,000 scholarship by writing the winning privacy essay in a contest sponsored by ITRC and CyberScout.

LifeSmarts is active in all states and the District of Columbia, where NCL is headquartered.

“We are proud of the impact LifeSmarts has made in its 25+ years of educating teens, and we are excited to continue to grow the LifeSmarts program, to educate students about financial literacy, and to create a new generation of savvy, market-ready consumers and workers,” said NCL Executive Director Sally Greenberg. “Too often traditional high school curriculum fails to teach students vital information that will be crucial once students go to college, get their first job, or move out of their parents’ house.”

In addition to hosting the official LifeSmarts competition, LifeSmarts.org provides resources for educators to supplement existing lesson plans. These include daily quizzes, educational videos, social media competitions, focused study guides, and scholarship opportunities. LifeSmarts lessons closely align with courses taught in family and consumer sciences, business, technology, health, and vocational education. Math and English teachers have also had success with LifeSmarts, as have homeschool and community educators.

Major LifeSmarts contributors include: Underwriters Laboratories (UL), Western Union, AARP, Comcast NBCUniversal, Sears Consumer Protection and Education Fund, American Express, Intuit, WSECU, CBM Credit Education Foundation, and a number of state and local sponsors.

Visit LifeSmarts.org for more information.

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About LifeSmarts

LifeSmarts is a program of the National Consumers League. State coordinators run the programs on a volunteer basis. For more information, visit: LifeSmarts.org, email lifesmarts@nclnet.org, or call the National Consumers League’s communications department at 202-835-3323.

The National Consumers League, founded in 1899, is America’s pioneer consumer organization. Our mission is to protect and promote social and economic justice for consumers and workers in the United States and abroad. For more information, visit www.nclnet.org.

NCL: Consumers should be able to access broadcast channels for free via Locast

August 5, 2019

Media contact: National Consumers League – Carol McKay, carolm@nclnet.org, (412) 945-3242 or Taun Sterling, tauns@nclnet.org, (202) 207-2832

Washington, DC—Last week, the four largest broadcast networksABC, CBS, Fox, and NBCfiled suit against Locast, a free streaming service operated by the non-profit Sports Fans Coalition NY. The networks’ lawsuit seeks to block Locast’s streaming of local broadcast programming. The suit alleges that Locast violates copyright laws by failing to compensate the networks for their programming.

The following statement is attributable to NCL Vice President of Public Policy, Telecommunications, and Fraud John Breyault:

Consumers can already legally obtain free over-the-air broadcast channels via an antenna on their roofs. We think broadcasters would be better off embracing an innovative technology that allows consumers to more easily access their ad-supported content.

To secure public accessibility of broadcast signals, the Copyright Act expressly permits non-profit organizations to retransmit free over-the-air broadcasts. Locast is operated by the non-profit Sports Fans Coalition NY as a free public service. NCL supports broad consumer choice for access to local broadcast channels.

This year alone, the four largest broadcast networks are expected to generate more than $10 billion in retransmission-consent fees from cable and satellite providers that carry the networks’ programs. These fees are largely passed onto consumers in the form of higher monthly cable and satellite bills. Along with advertising that networks and local television stations sell, retransmission fees support the production of critically important local news content as well as traditional entertainment programming. 

NCL and Sports Fans Coalition (SFC) have a history of working together on a range of important consumer issues. In 2014, together we successfully petitioned the Federal Communications Commission to repeal the Sports Blackout Rule. In 2018, we jointly urged the Federal Trade Commission to protect consumers in the live event ticketing marketplace by cracking down on deceptive “white label ticketing websites.” We have also worked with SFC to create a landmark “Sports Bettor’s Bill of Rights” to ensure that consumers are protected as more states move to legalize online sports betting.

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About the National Consumers League

The National Consumers League, founded in 1899, is America’s pioneer consumer organization. Our mission is to protect and promote social and economic justice for consumers and workers in the United States and abroad. For more information, visit www.nclnet.org.