Students saddled with increasing debt loads – National Consumers League

Lili Gecker, NCL public policy intern

The life of a college student often involves seeking free food. We often forgo luxuries (like spending $12 on going out to the movies), and instead can be found gathered around a computer screen watching free TV off of Hulu.com. Students today do not have much spare pocket change. A common question among friends will be, “How can you afford to be here? How many grants, loans, scholarships, and jobs did it take you?”

Two-thirds of bachelor’s degree recipients graduate with debt, and graduates who take out loans leave college with an average of about $24,000 in debt. Even those individuals not currently seeking higher educations have likely noticed the problem (and maybe seen a couple of front pages like this one). This problem affects all of us. An investment in education is an investment in the future workforce.

As college graduates struggle to find employment, why add an increased student loan debt to their plate? Congress was given the deadline of July 1, 2012 to resolve to keep interest rates on Stafford loans at 3.4 percent, or they would double to 6.8 percent.  President Obama calls this is a “no-brainer” and Congress agrees—the question remains just how to pay. While they could not agree to a long-term solution, Congress settled the deal with a compromise: they agreed to freeze interest rates on student loans for one year, allowing it to remain at 3.4 percent, and deal with the problem later.

The bill is great for borrowers this year, but there are some problems: it excludes graduate students. And it puts Congress in the same position next year, with the need to act to either maintain or increase interest rates on Stafford loans. On an optimistic note, it buys time to find real, long-term solution—and many critics of this decision will be advocating for a stronger approach to student loans in the future.

Challenges of modernizing hallmark food safety laws – National Consumers League

Earlier this week, we wished a happy 106th birthday to the Pure Food and Drugs Act and the Federal Meat Inspection Act, both of which were signed into law on June 30, 1906 by President Theodore Roosevelt. While commemorating the history of these laws is important, so is looking ahead and thinking about what the future holds for the important institutions created by these landmark pieces of legislation.

The Food Safety Modernization Act (FSMA), signed into law on January 4, 2011 by President Obama, is an example of the positive ways in which legislation can be modernized. FSMA would transform the U.S. Food and Drug Administration from an agency which merely responds to foodborne illnesses to one which actively works to prevent them. Unfortunately, this law is facing two major challenges to its implementation.

The first challenge facing FSMA is the current budget climate. With vastly increased responsibilities, FDA needs a corresponding increase in funding. However, in an era of fiscal austerity, government agencies across the board face funding cuts. This means FDA must do more with less, leaving the agency to make tough decisions about priorities. The inevitable result of this process of prioritization is that some things will slip through the cracks.

The second challenge facing FDA is the job of actually implementing the new law, a task which requires the release of many new regulations according to a time table. Four of these important rules, dealing with preventative controls (for both human food and animal feed), the foreign supplier verification program and produce safety, were due to be released in January. As of the writing of this blog post, these essential rules are being held up at the Office of Management and Budget (OMB) at the White House. Because these rules are integral to the implementation of FSMA, food safety advocates have been joined by the industry in urging OMB to release the rules immediately. Without these rules, FSMA enactment is essentially stalled.

While FSMA seeks to modernize the FDA by improving and expanding the government’s role in keeping food safe, a proposed rule recently released by the U.S. Department of Agriculture (USDA) entitled “Modernization of Poultry Slaughter Inspection,” would roll back the government’s role in keeping our food safe. If the proposed rule was enacted, some inspection duties, traditionally performed by trained government inspectors, would be transferred to plant employees who are under no training requirement. Additionally, the new program would decrease the number of federal inspectors on the line while simultaneously increasing allowable line speeds to 175 birds per minute. The practical result is that while inspectors had been examining one bird every three seconds, they would now be inspecting three birds every second. This increase in line speeds is a concern not only for food safety but also for workers. Both consumer and labor organization have called for USDA to back away from its proposal.

Today the Pure Food and Drugs Act and the Federal Meat Inspection Act face challenges of modernization. Modernization must be accompanied by sound science and must above all be free from political considerations. Modernization will require the teamwork of all the stakeholders involved. Consumers especially must let their elected officials know that these laws, the agencies they created and the continuation of the protections they provide are essential aspects of any modernization scheme.

New State Department report suggests the global enormity of trafficking – National Consumers League

By Steven Dorshkind, NCL public policy intern

The State Department released a new update to its annual Trafficking in Persons Report recently, and the results are shocking. The report states that approximately 27 million people are victims of human trafficking globally. This report also evaluates the countries of the world and places them into four different tiers depending upon the level of commitment and action the individual government have shown to combat trafficking.

Trafficking may take many guises: commercial sexual exploitation, and prostitution of minors, debt bondage and forced labor.

Of the 27 million victims of human trafficking, 55 percent are women and girls who make up 98 percent of the sex trafficking industry. These women and girls can be moved from their home, lured by traffickers by promises of a better life. Once far from home, they often find themselves trapped with no help in sight.

The State Department’s tier system is divided into four components, the First, Second, Second Watch List ,and Third Tier. The First Tier designates countries in which some trafficking may exist, but the government is very proactive in dealing with problem and the country meets the minimum requirements set up by the Trafficking Victims Protection Act (TVPA). The Second Tier consists of countries that do not fully meet the TVPA’s minimum standards, but are making significant efforts to bring themselves into full compliance. The Second Watch List has countries that do not meet the minimum standards and the country has not provided significant evidence that measures are being taken to comply with the standards. The Third Tier has countries that do not comply with the TVPA’s standards and are not making significant efforts to do so.

Thirty three countries, including the United States, the United Kingdom, France and Australia, all received First Tier ratings. Ninety four countries, including Albania, Greece, Hong Kong, and Pakistan all received Second Tier ratings. Forty two countries, including Afghanistan, Iraq, Uzbekistan, and China, received Second Watch List Tier ratings, and sixteen countries received a Third Tier rating, including; Algeria, the Central African Republic, the Democratic Republic of Congo, Cuba, Equatorial Guinea, Eritrea, Iran, North Korea, Kuwait, Libya, Madagascar, Papua New Guinea, Saudi Arabia, Sudan, Yemen and Zimbabwe. Receiving a Third Tier ranking on this report comes with the threat of sanctions: the withdrawal of non-humanitarian and non-trade related forces and assistance, and removal of funding for government employees’ participation in educational and cultural exchange programs, and opposition from the US toward trade and certain development related assistance, from the International Monetary Fund and the World Bank.

Many consumer and human rights advocates believe that Uzbekistan should be moved down to the Third Tier because of their blatant disregard for human rights and a lack of effort in trying to meet the minimum standards set up by the TVPA. The groups have written a letter and sent it to Secretary of State Hillary Clinton, asking the State Department to lower the Uzbek government standing from Second Watch List, to the Third Tier. Uzbekistan refuses to allow the International Labor Organization (ILO) to monitor the harvesting of cotton, and therefore an accurate read of how the cotton is harvested cannot be obtained, and many charge that child labor is rampant. The National Consumers League believes this warrants a Third Tier rating, but the United States government has yet to lower the ranking of Uzbekistan.

The ranking of 42 countries has changed from 2011 to 2012. Fifteen countries were lowered in the rankings, and 27 were raised. Countries moved from First Tier to Second Tier are Nigeria and Portugal. Countries moved from Second Tier to Second Watch List are; Bahrain, Djibouti, Jamaica, Kenya, Macau, Malawi, Namibia, Senegal, Seychelles, Sierra Leone, and Syria. The country moved from Second Watch List to the Third Tier was Suriname.

The new report also speaks to the measures that governments can put into place to help ensure the end of human trafficking in their own country. One problem noted by report authors: states that some countries have such strict rules against illegal immigration the victim of trafficking is treated as an illegal alien and tried as a criminal. The report asks for further in-depth study of people found in areas that are considered high risk trafficking zones, suggesting that the police and first-responders to an area must be better trained to identify a trafficked person. This skill is vital to ensure that those who are victims of human trafficking are not merely lumped together with the criminals and treated unjustly. The report puts a large focus on protecting victims.

As Secretary of State Hillary Clinton said, “Over the coming months we will celebrate the 150th anniversary of the Emancipation Proclamation, which Abraham Lincoln announced on September 22, 1862 and issued by Executive Order on January 1, 1863.” The idea that slavery is only in the past must be cast out, and the world needs to see that slavery exists in the modern-day and age. Twenty-seven million people are modern slaves who do not enjoy basic human rights and guarantees, they have been pushed to extremes with little food or rest, and they need to be helped. We cannot rest until all of those who are enslaved are freed.

Happy 106th birthday to two landmark food safety laws! – National Consumers League

This week marks the 106th anniversary of the passage of the Pure Food and Drugs Act and the Federal Meat Inspection Act, two landmark pieces of consumer based legislation which established the modern food protection system as we know it.  Without these two important pieces of legislation, our food system in this country would be virtually unrecognizable. It is these pieces of legislation which provide the basic framework for food safety in this country. Founded in 1899 as an organization dedicated to protecting and promoting the rights of both workers and consumers, the National Consumers League, led by Florence Kelley, played a major part in getting these two important pieces of legislation passed.

Spurred by chilling descriptions of the horrible conditions common in meat-packing plants that Upton Sinclair described in his seminal work The Jungle, published in 1905, Congress passed the Federal Meat Inspection Act of 1906. The law mandated antemortem inspection of livestock, postmortem inspection of each carcass and the continuous inspection of slaughter by U.S. Department of Agriculture employees. The Act also established sanitary standards for slaughtering facilities for the first time. It was this Act which created our modern-day Food Safety and Inspection Service (FSIS), which provides inspection in all the slaughterhouses around the country, ensuring that we have safe and wholesome meat to consume.

The Pure Food and Drugs Act, also of 1906, created the modern-day U.S. Food and Drug Administration (FDA), though it would not be known by that name until the 1930s. This Act not only established the FDA as we know it, it also made it illegal to sell adulterated and misbranded food and drugs across state lines. For the first time, consumers had legal protection of their right to pure food and drugs.

Though the contemporary USDA and FDA may be different in some ways than they were in the early 20th century due to new laws which have updated the requirements for both agencies, the two laws laid the foundation for agencies focused on consumer protection. It is with pride at our involvement in the establishment of these laws that NCL wishes them a happy 106th birthday!

Safer saws would prevent injuries and $2 billion annual loss – National Consumers League

By Christiana Oatman, NCL Communications intern

Christiana Oatman is a native Californian and a rising senior at University of the Pacific, where she studies history and gender studies. She is the Communications intern at NCL. Her internship is part of the Fund for American Studies’ Institute of Political Journalism program at Georgetown University.

I recently had the opportunity to watch National Consumers League Executive Director Sally Greenberg testify on a panel at the Consumer Product Safety Commission (CPSC) budget hearing on June 20, 2012 to propose that the CPSC implement tougher safety standards on table saws, ATVs, and other dangerous products frequently used by American consumers. Greenberg urged the CPSC to dedicate staff, money, and resources to finalize a mandatory safety standard.

NCL, along with other consumer organizations, requested in October 2011 that the CPSC consider enacting “a technology-neutral performance standard that would require manufacturers to equip table saws with safety devices that would mitigate injury when the operator comes in contact with, or in close proximity to, the spinning blade.” Multiple forms of safety technology exist, but only one, SawStop, is currently on the market.

Tens of thousands of accidents involving table saws happen every year, including ten finger amputations a day. According to the NCL, “These injuries cost society well over $2 billion every year.”

For the past 50 years, the only safety technology on table saws was the blade guard. The blade guard is often removed because it is inconvenient for many types of cuts. Two thirds of table saw injuries reported were without a blade guard. Updated technology does not create the same hurdles that the blade guard does. The average cost for adding newer safety technology on a table saw is $100, which is cost-effective compared to the potential medical and emotional costs of a table saw accident.

The Web site Fine Woodworking has a table saw safety guide to prevent as many accidents as possible. It recommends that you never use a table saw tired or under the influence, wear gear to protect your eyes and ears and use a riving knife and push sticks. Many table saw safety tips are designed to prevent kickback, when a piece of stock moves towards you, which is one of the most common causes of table saw injuries. Fine Woodworking recommends that you use a blade guard, but also notes that blade guards cannot be used for every cut. Even with all these precautions, accidents do happen and some could have been prevented by the new technology.

As one of the three interns who watched Greenberg’s testimony, I found her arguments convincing, as did the CPSC members who responded and asked her questions. Greenberg and the CPSC members were very sympathetic to those who have been injured by table saws, and hopefully Greenberg’s persuasive skills will lead to a progressive change in CPSC policy.

ILO estimate: 21 million experienced forced labor during 10-year period – National Consumers League

By Steven Dorshkind, NCL public policy intern

Steven Dorshkind, a child labor intern at the NCL this summer, is a junior at Wayne State University in Detroit, Michigan, where he is studying politics and history. Steven is currently studying at The George Washington University in the Semester in Washington Politics, which made it possible for him to get this internship.

Slavery seems like a relic of the past, but unfortunately, millions of people are still enduring slave-like conditions. The International Labour Organization (ILO) released a report this month that estimates that 20.9 million people experienced forced labor in the period of 2002-2011. Sadly, about one in four forced labor victims or about 5.5 million individuals are children.

The ILO estimated in 2005 that about 12.3 million persons were in forced labor. A new survey methodology led to the sizable jump in the number of forced labor victims, which the ILO believes is a much more accurate estimate than the 2005 figure. The term forced labor refers to all work or service which is exacted from any person under the menace of any penalty and for which the individual has not offered himself voluntarily.

The private sector is responsible for 90 percent of all forced labor, the rest is forced labor caused by governments, including prison labor and forced military service. The private sector forced labor is divided into sexual and labor exploitation. Of all the people exploited for labor, about 44 percent are moved internally or internationally, and the rest are forced into labor in their place of origin or residence. Those who are moved internally are mainly exploited for sexual reasons; 98 percent are women. These women are usually taken from their homes and families and brought to unfamiliar areas where they are forced to perform sexual acts for strangers – sometimes for years.

The highest incidence of forced labor occurred in Central and South Eastern Europe (non-European Union (EU)) at 4.2 individuals per thousand, Africa at 4.0, the Middle East at 3.4, Asia and the Pacific at 3.3, Latin America and the Caribbean at 3.1, and Developed Economies and EU nations at 1.5. Of these, 74 percent of people are 18 years and older, and of those 55 percent are women and girls, some 11.4 million, while 45 percent are men and boys (about 9.5 million).

The average period of time that victims spend in forced labor, in reported cases, is approximately 18 months. Unfortunately, many people serve in forced labor for a great deal longer, some reported cases have gone as far as six to ten years. Most of these reported cases with long durations end due to some form of intervention. By estimating the amount of time that an unreported case persists, the ILO estimates that the average unreported case of forced labor lasts about 29.4 months, or just about two and a half years.

The sickening truth is that modern-day slavery is still out there, and it is destroying the lives of millions of people. To understand the magnitude of the phenomenon, one must imagine a population similar to New York State’s – a forced labor site where the entire population is coerced to perform labor and all the inhabitants have their basic human rights and freedoms erased. The magnitude of this problem becomes evident, and the need for a solution becomes manifest. One hopes that the ILO forced labor estimate will create the will needed to address this vexing problem.

Understanding Bloomberg’s ‘audacious’ soda proposal – National Consumers League

By Sally Greenberg, NCL Executive Director

New York Mayor Michael Bloomberg dropped a bombshell a few weeks ago. He proposed limiting sugary drinks sold by restaurants, cinemas, street vendors and stadiums in New York City to 16 ounces. Why did the Mayor make this audacious proposal? For one reason: obesity rates in the US and New York City are soaring and the experts say by 2030 40 percent of Americans will be obese. Two thirds of adults are now overweight or obese; (According to the Centers for Disease Control and Prevention, 68 percent of adults in the US were either overweight or obese). One third of children are overweight or obese. Will Bloomberg’s proposal work? I don’t know, but it sure has gotten people talking: about nutrition, empty calories, obesity and the role of government. And I think that’s a good thing.

For example, people have learned a little more about sugary sodas. That they have no nutritional value and pack a lot of calories; that they are easily consumed in large quantities. A 12 ounce can of Coca Cola, for instance, has 140 calories. I admit it – I like the taste of real Coca Cola; I even crave it sometimes. But with a large cup, that 140 calorie drink can easily turn into 20 ounces or 233 calories. Also, many consumers have no idea how many calories they are consuming when they buy these oversized drinks or even how many calories they should be consuming in one day. (2,000 calories a day is the recommended intake for the average person.) To make matters worse, fast food joints make it cost-effective to buy the largest sizes; they are often only pennies more than the smallest drinks. Hey, more for less!

Why pick on soft drinks? New York Health Commissioner Tom Farley spoke to this issue. “We know that portion sizes have risen dramatically. And we know that sugary drinks have this uniquely strong connection with weight gain.”

The costs to the health care system of this excess avoirdupois are estimated to be $192 billion a year and unfortunately taxpayers underwrite a lot of those costs. Federal Medicaid and Medicare programs provide health care for millions of patients and thus treat the diseases caused or exacerbated by obesity: diabetes, heart disease, hypertension, cancer. And talk about cross purposes! I just learned that food stamps can be used to buy soft drinks. According to the Center for Science in the Public Interest, $4 billion worth of food stamp money is spent that way. (That shouldn’t be! Soda calories are utterly bereft of any nutritional value. Poor people in America suffer from obesity in far greater numbers and the food stamp program is intended to get people nutritious foods, especially children.)

The soft drink industry is fighting back with every arrow in their PR quiver, as always. PepsiCo threatened to move out of New York a few years ago when there was a threat of an 18 percent tax on soda (to be used to reduce consumption and pay for health care.) This time around, the sugary beverage boosters ran a very funny ad in the New York Times! A sense of humor always helps.

“…soda is not driving the obesity rate,” says Chris Gindlesperger, with the American Beverage Association. “New York City health department has an unhealthy obsession with attacking soft drinks.” Well, maybe. But there’s a method to their madness.

Meanwhile, unlike the proposed sugar tax, which was crushed by the beverage industry, Mayor Bloomberg’s proposal is virtually assured to pass. Only the city’s health board needs to sign off on it and all are mayoral appointees. One piece of good news is that consumption of sugary drinks is down from 1998 by about 24 percent. Let’s keep that trend going.

One of the biggest obstacles is that efforts to combat consumption of high calorie drinks are drowned out by the advertising of beverages – all kinds of beverages from sweetened sodas, to sports drinks, to power drinks to caffeinated drinks, the list is endless. Most have hidden calories, and little if any nutritional value.

And the ubiquity of these beverages is mind-boggling. Walk into any drug or convenience store and there’s invariably a long wall of refrigerated drinks, most of them not the low-calorie version. I can’t find sugar-free or “diet” ice tea versions in any CVS in my neighborhood.

So I support what Mayor Bloomberg and New York City are trying to do – open up the discussion, say no to the purveyors of oversized, calorie laden and nutritionally empty drinks and in the process lets all learn more about what we’re eating and drinking, whether it has any nutritional value and hopefully keep a check on the explosion in obesity and the related costs associated with this American health epidemic.

Teens: summer jobs to avoid – National Consumers League

Every 11 days, a child worker dies. Stories of on-the-job deaths and injuries are heart wrenching, and are more common amongst children and adolescents than their adult co-workers, according to the National Institute for Occupational Safety and Health (NIOSH). A ten-year-old boy in Florida accidentally ran over his younger brother while driving a pickup truck in an orange grove. A teenager, Danilo Riccardi Jr., fell into a hole while trying to mix concrete. It took three hours for rescuers to get his body. A member of a traveling sales crew, Tracie Anaya Jones, was found dead of stab wounds in 2007. Her body was found 150 miles away from where she was last seen and the case has not still been solved.

In order to prevent more tragedies from happening, the National Consumers League released its list of the Five Most Dangerous Teen Jobs in time for the start of summer, when many teenagers are looking for jobs to develop skills and earn much-needed money. This year’s most dangerous jobs are

  • Agriculture (Harvesting Crops and Using Machinery)
  • Construction and Height Work
  • Traveling Youth Sales Crews
  • Outside Helper (Landscaping, Groundskeeping and Lawn Service)
  • Driver/Operator (Forklifts, Tractors and ATVs). This list is unranked.

According to the Associated Press, “fewer than three in 10 American teenagers now hold jobs from June to August.” The article also noted that 44 percent of teens who want summer jobs either don’t end up getting them or work fewer hours than they would like to. Department of Labor research notes that the numbers are even lower amongst people of color: “only 34.6 percent of African-American youth and 42.9 percent of Hispanic youth had a job this past July.” This means that teens are more willing to take any job they can get, which advocates fear makes it more likely that they do not consider possible safety hazards or take the time to ask questions about comprehensive training and potential risks. In order to present teens with job options, the Department of Labor created the Summer Jobs+ program, which encourages non-profits and companies to hire teenagers and connects teens to those opportunities. No matter how teens find that perfect summer job, they should always be knowledgeable about potential dangers. Even a seemingly safe job can go badly.

“If your instincts are screaming ’Get out of here!’ then you should listen. If you’re being harassed at work, if you feel unsafe or if the working conditions are affecting your health, you should talk to your boss about making a change – or just quit,” – good advice from Snag a Job, an employment tips Web site.

While there are labor laws and age limitations in place to protect teens and children from work-related injuries and fatalities, those laws are not often followed or may contain certain loopholes. For example, age restrictions for working with equipment such as tractors are lower for agriculture jobs, even though agriculture has been shown to be one of the most dangerous industries for teens; for workers 15 to 17, the risk of fatal injury is four times the risk for young workers in other workplaces, according to the Bureau of Labor Statistics. More teens and adults should be aware of how the law does and does not protect them in the workplace – and encourage their legislative representatives to fix these laws to save and protect young workers.

There are basic steps employers and employees can take to prevent most accidents and assaults. Teens should not be asked by their employer to drive a vehicle or to work alone at night, and if they are asked, they should be willing to say “no, I won’t do that.” Being safe and healthy is more important than potentially losing a job. When first working with new equipment, any employee, regardless of age, should ask for detailed instructions on how to carefully use the equipment. Many accidents occur because employees were not properly trained. Even if training does occur, employees should be careful when using risky equipment. Too many accidents happen because an employee is not paying attention or playing around.

NCL recommends that parents become involved in their teen’s job search. This may seem counterproductive for teens using their job experience to develop independence, but parents must be aware of the safety conditions and hours of their teen’s (potential) job before and after their teenager is hired.

For more information about labor laws, age restrictions and other information on teen employment, visit the Department of Labor’s Web site, Youth Rules. You can read the full report here.

Continued fallout from ‘pink slime’ hysteria – National Consumers League

By Sally Greenberg, NCL Executive Director

Several weeks ago I blogged on the fate of the makers of so-called “pink slime”(its real name is Lean Finely Textured Beef or “LFTB” ) after reading a May 12, 2012 New York Times article by editorial page writer Phillip Boffey entitled “What If It Weren’t Called Pink Slime.” Boffey took a dispassionate look at the product and concluded, as the title of his article indicates, that “The first casualties of the hamburger ingredient contemptuously dubbed ‘pink slime’ will likely not be anyone who eats it but rather the workers who make it.”

At the time of the original media hype, NCL and Consumer Federation of America issued statements in an effort to quell the negative buzz and consumer fear about LFTB, but the horse had left the barn by then and, in the ensuing weeks, the makers of LFTB were forced to drastically cut production.

Boffey bemoaned the loss of 650 jobs at the plants that produce LFTB resulting from media-generated hysteria over what is actually a good product. He said it well: “The irony and the absurdity are that consumer experts say L.F.T.B. is safe, nutritious and relatively inexpensive.”

So two months later, what is the fallout for consumers now that the supply of LFTB is greatly reduced? Well, we looked through data from the U.S. Department of Agriculture and ran some calculations. The marketing division at USDA publishes figures on what people are buying and sure enough, because of vastly reduced supply, consumers are now forced to pay more for lean beef, while the fattiest ground beef is available for less. As a result, consumers are opting to buy the cheaper, fattier product. A year ago, fattier ground beef (73 percent lean) made up 37 percent of ground beef sold; it now comprises 48 percent of the ground beef sold. Conversely, there is now 23.3 percent less of the leanest ground beef (93 percent lean) available on the market. Lean ground beef is also 50 cents more expensive per pound at wholesale, meaning the price at the grocery store has jumped by close to 75 cents. This is a marked price increase and one that will hurt consumers.

None of this should have happened. Indeed, it’s a truly unfortunate result at a time when obesity is on the rise in America and every health expert is telling us to reduce, not increase, our fat intake. What I said in my first blog still applies: What a shame.

SLAP! Did you feel it? – National Consumers League

By Michell K. McIntyre, Director of NCL’s Special Project on Wage Theft

If you are one of the millions of American working women, did you feel a slap in the face earlier this week? The Senate voted yesterday to defeat the pay equity bill designed to fix the wage gap faced by most women who still make 77 cents for every dollar a man makes, and the outcome of the vote wasn’t pretty.

In an average year, the wage gap means a $10,784 loss for women, and the numbers for minority women are worse. But yesterday, the Senate had the chance to change that when they voted on the Paycheck Fairness Act. The Act went before the entire Senate, and the vote went straight along party lines – 52 in favor of the Act and 47 against the Act. Fifty Democrats, plus the two Independents, voted in favor of the Act, while 47 Republicans voted against the Act with one Republican choosing to abstain from the vote (Sen. Mark Kirk, Illinois)

Almost 50 years since the Equal Pay Act became law (1963) and made discrimination in the workplace illegal, why stop legislation designed to protect half of America’s workforce? Senate Republicans argued that the Act could adversely affect businesses if employees attempt to file pay-related lawsuits.

What about these women’s families? According to a Congressional report published and prepared by the Majority Staff of the Joint Economic Committee, in 2009, 25 percent of all U.S. families with children – 9.8 million families – are female-headed households. And according to the same report, by 2008, married working women’s income make up about 36 percent of the total family income. All of these millions of families are affected by the pay gap.

An extra $10,784 a year is not just a matter of injustice and inequality but also a matter of economic stability. According to the National Women’s Law Center, an additional $10,784 per year is enough to:

  • Pay the median cost of rent and utilities for a year with over $1,000 to spare or the median mortgage payment and utilities for over ten months
  • Feed a household of four for a year and five months with more than $300 to spare
  • Pay a year and a half of childcare cost for a four-year-old with over $100 to spare
  • Pay for two and a half years of family health insurance premiums in an employer-sponsored health insurance program with over $1,400 to spare

What could you have done with an extra $10,784 a year?