Happy Birthday, LifeSmarts! – National Consumers League

Today the National Consumers League is celebrating the start of the 15th program year of LifeSmarts, the Ultimate Consumer Challenge! LifeSmarts is an exciting, hands-on educational competition program, run by NCL, that prepares teens to be the savviest consumers. In LifeSmarts, high school aged students (and now their younger middle school brothers and sisters, too!) gain real-world knowledge about the kinds of consumer issues they’re parents encounter daily: credit cards, banking, and personal finance; the environment, global warming, and energy issues; technology, spam, and email scams; health and safety, nutrition, and medication issues; and consumer rights and responsibilities, voting, the role of government agencies, and more!

LifeSmarts begins online, where teams compete for a chance to go to their state championship and — ultimately — represent their state at the National LifeSmarts Championship. NCL has partners in more than 30 states voluntarily running state programs across the country. This year, we welcome Kevin and Sheila Butts, two certified credit professionals, who have joined us as coordinators of the Michigan LifeSmarts program!

Help us celebrate LifeSmarts’ 15th year by logging on and taking a practice quiz today!

Good News for Consumers: Potential Safety Hazards Getting Better Disclosure by Feds – National Consumers League

by Sally Greenberg, NCL Executive Director

Some good news for consumers: we’ll soon be getting far better disclosures about potential safety hazards for food and drugs. In a blog about a month ago, I cheered the passage of major reforms in the Consumer Product Safety Act, which will help protect consumers, especially the most vulnerable ones — children — from dangerous or defective products. Consumer Product Safety Commission (CPSC) regulates more than 15,000 consumer products, ranging from all-terrain vehicles to electrical outlets to high chairs and bassinets.

Last week I sat in on an all-day briefing, sponsored by the CPSC, detailing highlights of the new law. One of the most important and exciting changes is that CPSC will be setting up a public database to give consumers access to information about products that other consumers, or CPSC, or manufacturers themselves have found dangerous, defective, or otherwise problematic.

Also last week the CPSC announced that it was recalling — without the manufacturer’s cooperation — a bassinet that has been implicated in the deaths of two babies, and that it was making the announcement as a result of new powers Congress had granted under the reform legislation. As a parent shopping for a bassinet, you’d certainly like to know about any hazards associated with this product. In the past, CPSC hasn’t been able to share complaint information, unless the product had been recalled, without checking with the manufacturer first. Under the new law, more general disclosures will be available at the public database of the agency’s Web site. At the meeting last week, CPSC officials noted that the opening of the database is some months away from being ready, but they say they may get it up and running ahead of schedule, which is great news for consumers.

It’s no coincidence that the Food and Drug Administration also announced this week that it will begin to list drugs whose safety is under investigation on its Web site every three months. Once again, Congress directed FDA to do it. However, while the federal safety agency will name the drug and the nature of the “adverse events,” it will not describe their seriousness or the number of complaints received, according to the Washington Post. That’s too bad, because with that information consumers can better assess the level of risk when their doctor prescribes a drug with potentially harmful side effects.

Of course, publishing such information can have a downside. FDA says that its adverse event hotline has received many reports that turned out to be false alarms. The upside, however, is that many times the full impact of side effects isn’t understood until the drug hits the market and many more people are taking it. The hope is that the public will have access to much more information on the safety and side effects of the drugs they are taking through this more open process—always a good thing for consumers.

This Just In: FDA Upping Warnings on Arthritis Drugs – National Consumers League

According to a *fresh story in the Associated Press, the United States *Food and Drug Administration has announced that the manufacturers of Humira, Cimzia, Enbrel, and Remicade must strengthen the warnings about the risk of developing opportunistic fungal infections. FDA’s statement said the agency “has reviewed 240 reports of histoplasmosis, an infection caused by the fungusHistoplasma capsulatum, in patients being treated with Enbrel, Humira, or Remicade. In at least 21 of the reports, histoplasmosis was initially not recognized by health care professionals, and antifungal treatment was delayed. Twelve of those patients died.”

Another significance of this announcement is that it involves the federal agency’s use of its new authority under the *Food and Drug Administration Amendments Act of 2007 to make safety-related changes to prescribing information or labeling. Learn more *here.

 

*Links are no longer active as the original sources have removed the content, sometimes due to federal website changes or restructurings.

Protect Your Identity from Pretexting – National Consumers League

This month, NCL’s featuring tips in its *2008 Consumer Calendar: Have We Got Tips for You! on protecting your phone records from “pretexting,” an *ID Theft technique used by criminals pretending to be you in order to gain access to your personal information.

But *NCL’s Fraud Center and the Federal Trade Commission aren’t the only ones out there trying to educate consumers about avoiding ID Theft. Many consumer, finance, and technology reporters have been doing their part to spread the word as well. Here’s a recent story in the Clovis News Journal out of New Mexico, where police are advising locals against scams meant to steal consumers’ identities.

*Links are no longer active as the original sources have removed the content, sometimes due to federal website changes or restructurings.

Bracing for Gustav – National Consumers League

It’s been three years since Hurricane Katrina devastated New Orleans, and as we commemorate the anniversary by remembering the victims and destruction it left behind, the region is once again preparing for a serious tropical storm, Gustav, which is currently headed towards Jamaica. You can follow Gustav’s path here.

The federal government offers resources for consumers from all parts of the country on how to prepare for natural disasters and other emergencies, including hurricanes, *earthquakes, *wildfires, and more at www.ready.gov.

 

*Links are no longer active as the original sources have removed the content, sometimes due to federal website changes or restructurings.

Back to School, Back to Work? – National Consumers League

In Washington, DC, where the National Consumers League is headquartered, today is the first day of school for hundreds of thousands of kids. The DC Metro area is certainly not unique; students across the country will be filing back into school buildings across the country this week and next, following Labor Day weekend. Earlier this summer, we warned young people about the dangers of taking on summer work that falls into our *Five Worst Jobs for Teens categories (landscaping, traveling sales crews, agriculture, and more). Just because summer’s coming to an end doesn’t mean that the hazards of dangerous work are no longer a threat.

According to the *U.S. Department of Labor, under the *Fair Labor Standards Act (FLSA), 14- and 15-year-olds may work outside school hours in various non-manufacturing, non-mining, non-hazardous jobs under certain conditions.

Permissible work hours for 14- and 15-year-olds are:

  • 3 hours on a school day;
  • 18 hours in a school week;
  • 8 hours on a non-school day;
  • 40 hours in a non-school week; and
  • between 7 a.m. and 7 p.m., except from June 1 through Labor Day, when nighttime work hours are extended to 9 p.m.

Child labor laws vary from state from state. Please check with your state department of labor as well. The Department of Labor provides a list of contact information, according to where you live. To learn more about what jobs are too dangerous for underage workers, check out our Five Worst Jobs list. And to learn how to protect yourself on the job, check out our Six Tips for Working Youth. Parents, learn what to watch out for if your teen is working or looking for a job this academic year — or any time.

 

*Links are no longer active as the original sources have removed the content, sometimes due to federal website changes or restructurings.

Good News: Medicare Bill Passes in the Senate – National Consumers League

By Catherine Bourque, NCL Health Intern

This summer, Catherine has interned in the health policy department at the National Consumers League. She’s from Washington, DC and, this fall, will begin her senior year at Cornell University, where she’s studying Government and Spanish.

About a month ago, both houses of Congress voted to override President Bush’s veto of HR 6331, the Medicare Physician Payment Bill, which stopped pay reductions to physicians treating Medicare patients. We at the National Consumers League support the passage of the bill. It will be crucial to protecting the healthcare of senior citizens across the country who would have been denied care had Congress not taken action to protect this important program and the providers who make the program possible.

Some background: on July 1st, a 10 percent reduction in the pay rate to Medicare physicians went into effect, leading many physicians to stop accepting Medicare patients for cost reasons and making it difficult for many senior citizens to find physicians who would. The Medicare bill will delay the 10 percent deduction for 18 months, financing the continued payments to physicians with a reduction in payment to the Medicare Advantage program, the Medicare health plan program.

After both the House of Representatives and the Senate voted by veto-proof margins to pass the bill, President Bush followed through on his threat to veto the bill, citing that the bill would hurt the Medicare Advantage program. The Medicare Advantage program provides flexibility for Medicare beneficiaries to enroll in private insurance programs.

The House overrode the veto by a vote of 383 to 41, with 24 more Republicans voting in favor of the bill. Similarly, in the Senate, the veto was overridden by a vote of 70 to 26 with 21 Republicans voting to override the veto. While not a permanent fix for the Medicare payment system, the passage of this bill shows Congress’s commitment to providing care for the elderly and making this care a reasonable venture for physicians.

How’d You Do? – National Consumers League

Yesterday, we shared four sample LifeSmarts question to test your ‘smarts. How’d you do?

  • Foods that bear the radura logo have been: c. Treated by irradiation
  • You are a 16-year-old employee. Which of the following are you not allowed to do under the federal child labor laws: c. Be a delivery driver
  • Which of the following calls would be prohibited when you register for the National Do Not Call list? c. Telemarketing calls
  • What kind of personal information is not covered by any federal privacy law? c. What you watch on cable television
  • Which of the following is not an advantage of using compact fluorescent light bulbs instead of incandescent light bulbs? c. They cost less

How We Spent Our Summer Vacation – National Consumers League

The back-to-school sales prove it: Summer is coming to an end. During these warm days, NCL staff has been busy preparing for the 2008-2009 LifeSmarts program year, which will officially go live in just a few weeks. To get your juices flowing, see if you can handle a couple LifeSmarts practice questions. (We’ll post the answers tomorrow.)

Foods that bear the radura logo have been:

a. Organically grown
b. Treated with pesticides
c. Treated by irradiation

You are a 16-year-old employee. Which of the following are you not allowed to do under the federal child labor laws:

a. Work as a hired farmworker
b. Cook on a grill in a restaurant
c. Be a delivery driver

Which of the following calls would be prohibited when you register for the National Do Not Call list?

a. Political calls
b. Surveys
c. Telemarketing calls

What kind of personal information is not covered by any federal privacy law?

a. Titles of videos you rent
b. Items you buy at a supermarket
c. What you watch on cable television

Which of the following calls would be prohibited when you register for the National Do Not Call list?

a. Political calls
b. Surveys
c. Telemarketing calls

Which of the following is not an advantage of using compact fluorescent light bulbs instead of incandescent light bulbs?

a.  They last longer
b.  They use less energy
c.  They cost less

Stop! for Brake Safety Awareness – National Consumers League

Everybody’s talking about gas and fuel efficiency these days, but this month we’re celebrating Brake Safety Awareness. Keeping your car in good shape can prevent crashes and protect your investment, and brakes are one of the most important systems in a vehicle. This month in NCL’s Consumer Calendar, we’re helping consumers learn the importance of a safe brake system and urging them to pull into an auto repair shop to get their brake

s checked during Brake Safety Awareness Week, which is coming up: Aug 24-30.

During Brake Safety Awareness Week, an initiative of the Motorist Assurance Program (MAP) and the Commercial Vehicle Safety Alliance (CVSA), all MAP Participating Service Facilities will check your car’s brakes for free by technicians that are MAP qualified or ASE certified.