Coalition Partners
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FAQ’s
Do I need a membership to avoid large medical bills from air ambulance companies?
No. If you have private insurance, federal law (No Surprises Act) prevents air ambulance providers from sending you a balance bill, removing the risk of surprise medical bills and large out-of-pocket costs for patients. If you have Medicare Part B or Medicaid, you are already covered for any air medical services.
Do these memberships cover the uninsured?
If you are uninsured, these memberships may not protect you from large bills. There is fine print in many air membership contracts stating if you are uninsured, the membership will not cover the cost of your transport.
How are air medical memberships regulated?
They are not regulated by local, state, or federal law. Since they are not regulated, there are no consumer protections in place.
Who buys these types of memberships?
Anyone can purchase a membership. However, predatory marketing practices target seniors and people who live in rural and underserved communities.
How much do these memberships cost?
They can cost anywhere from $65 to $970/ year
How many people have these types of memberships?
We know that at least over 3 million memberships have been sold, but finding an exact number is difficult because they aren’t regulated or accountable to any government entity.
Solutions: There are a handful of regulatory guardrails that need to be implemented including:
State legislators should regulate unnecessary memberships as an insurance product
Federal Trade Commission should require robust patient and consumer disclosures
Federal Trade Commission should prohibit advertising and sale of predatory memberships to Medicare beneficiaries
Federal lawmakers should regulate memberships as Medigap insurance